Your Bridge to Studying Abroad.
Education loans for Indian students. Get collateral-free funding in USD with friendly interest rates and a fully online process.
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Get Your Instant Sanction Letter for Proof of Funds
Strengthen your university and visa applications with an instant pre-approval letter. Our letter serves as a strong proof of financial support for your I-20, US visa, and applications to the UK, Canada, and Australia.
Generate My Free LetterThe smartest way to fund your international dream.
We reimagined the student loan process to be simple, transparent, and built for your success.
Competitive Rates & No Collateral
Get student loans at just 9.99% interest. We offer 100% collateral-free loans so you don't have to risk family assets.
Fast & Fully Online
Our paperless application is designed for speed. Get pre-approved in 24 hours and final approval in days, not weeks.
Transparent & Global
Borrow directly in USD and avoid forex fees. We have $0 hidden charges, so what you see is what you pay. No surprises.
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More than just a loan. Get free access to our AI-powered assessment tools and study materials to help you get the scores you need for your dream university.
Explore Free Prep ToolsFind Your Perfect Study Destination
Choosing a country is a big decision. Hereβs a friendly comparison of what to expect in the most popular destinations for Indian students.
| Criteria | πΊπΈ USA | π¨π¦ Canada | π¬π§ UK | π¦πΊ Australia |
|---|---|---|---|---|
| π Avg. University Cost (Masters/Yr) | $35k - $60k USD | $15k - $30k USD | $25k - $45k USD | $25k - $40k USD |
| π Return on Investment | Highest potential returns | Strong & steady | Good, esp. in Finance | Very Good |
| π Career Growth | Unmatched in tech & innovation | Welcoming to skilled workers | Global finance & business hub | Strong in healthcare & engineering |
| π° Avg. Post-Grad Salary (Tech) | $100k+ USD | $75k+ USD | $85k+ USD | $80k+ USD |
| π Lifestyle & Happiness | Fast-paced, diverse culture | Safe, multicultural, high quality of life | Historic, great for EU travel | Laid-back, outdoor lifestyle |
| πΆ Path to Citizenship | 5-7+ years (via H-1B lottery) | 3-5 years (via Express Entry) | 5+ years (via Skilled Worker visa) | 4-6 years (via points system) |
Your Questions, Answered
Hereβs everything you need to know about our loan process.
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support@setufinance.com
+91-7744977447
Conditional Pre-Approval of Education Loan
Dear ,
This letter is to inform you that, based on the initial information you have provided for your degree in at commencing in , Setu Finance is pleased to offer a conditional pre-approval for an education loan.
For a total education cost of , we are conditionally prepared to sanction a loan amount of up to .
This pre-approval demonstrates your financial capacity to cover your educational expenses and can be submitted to universities as part of your application process.
Please note, this is a conditional pre-approval and is not a final loan agreement.
Final loan approval is subject to the submission of required documents, successful verification of your academic and financial profile, and signing of the final loan agreement.
We wish you the best of luck with your applications.
Sincerely,
The Setu Finance Team
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We're not just a finance company; we're a team founded by a student who faced the same challenges you do.
A Letter from Our Founder, Chinmay Paseband
When I was accepted into my dream university in the United States, it should have been one of the happiest moments of my life. Instead, it was filled with anxiety. I went from bank to bank in India, trying to secure an education loan. The process was frustrating and demoralizing. I was met with endless paperwork, demands for high collateral that my family didn't have, and a system that just didn't seem to understand the needs of an international student.
I saw my dream slipping away, and I knew there had to be a better way. I realized that thousands of other brilliant students must be facing the same barrierβnot a lack of ambition, but a lack of accessible funding.
That's why I founded Setu Finance. 'Setu' means bridge, and our mission is to be that bridge for you. We built a platform that I wish I had: simple, entirely online, collateral-free, and designed specifically for the journey of an Indian student heading abroad. We're here to ensure that your biggest challenge is your coursework, not your finances.
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Your complete guide to studying abroad. We've answered the top questions Indian students ask before starting their journey.
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Contact Information
- cpaseband96@gmail.com
- +91-7744977447 (WhatsApp)
- +1-551-229-6285
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Student Loan Application
Fill out the details below to proceed with your application.
Step 1: Personal Details
Step 2: Academic & Loan Details
Step 3: Co-signer Information
Step 4: Upload Documents
Admission Letter
I-20 Form (for US)
GRE/GMAT Score Report
Co-signer's CIBIL Report